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About Our Agency

Mills Insurance Agency, LLC provides comprehensive insurance options.

We are your trusted independent insurance agency.

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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

Mills Insurance Agency is a new agency locally-owned by Nick Mills who began the agency by branching out from another regional agency. Nick’s ultimate goal is to continue his efforts in providing a stable, professional, and competitive environment to find every client the protection they deserve.

Mills Insurance Agency is balanced between personal insurance and business insurance with many specialty coverages such as home, life, auto, and a broad range of custom business solutions. Our prized partnerships allow us to offer you the best protection possible at a rate you can appreciate.

Our Mission Statement

At Mills Insurance Agency, LLC, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

Working hard and taking care of our clients is essential to us. We care about our communities, both as a company and as individuals. We have your best interests in mind and are sure to satisfy any gaps in coverage you may require.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

Why Go Independent?Meet the Owner
About Our Agency - Historical Buildings In Richmond Kentucky

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As an independent agency, we are here to help you find the right coverage.

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Meet The Owner

Nick Mills
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Nick Mills is the proud owner of Mills Insurance of Kentucky. Since beginning his career in 2012 and earning the majority of licensing in 2013, he has accomplished many achievements along the way. He wrote the first policy for Erie Insurance in the state of Kentucky and was awarded Producer of the Year in 2015 by ERIE for the state of Kentucky.

Prior to starting Mills Insurance Agency, he worked as a producer for G.L. Herndon Insurance Agency. He began with G.L. Herndon Insurance in November 2014 which was when Erie Insurance Company entered into the Kentucky Market and when he achieved these great accomplishments.

He decided to branch off on his own to continue his great success and started Mills Insurance Agency, offering auto, home, life, and business insurance, as well as medicare supplement policies.

Outside of the day-to-day, he enjoys spending time with his wife, Hilary, and five children, Brady, Mason, Britton, Tanner, and Piper. You can usually find him at sporting or dance events for his children, or volunteering as a coach for his children’s sports team. He also serves as an ambassador with the Richmond Chamber of Commerce.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

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As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!